Effective Date: August 27, 2025

Prydenamic Digital (“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website (https://prydenamicleads.com), use our services, or interact with us via SMS, phone, email, or other digital channels.

1. Why We Collect Information

We collect and use your information to:

• Provide and improve our services

• Process payments and tradeline reporting

• Communicate with you about your account

• Comply with federal and state laws

• Prevent fraud and enhance security

2. Information We Collect

a. Personal Data
Name, address, email, phone number, Social Security Number (SSN), driver’s license or government ID, and demographic information provided during registration or service use.

b. Business Data
Business name, address, EIN, incorporation details, business tradeline history, and other information needed for reporting to credit bureaus.

c. Financial Data
Payment details (credit/debit card, bank account info), invoices, and transaction history.

d. Communication Data
Records of interactions through SMS, phone, email, and support tickets, including opt-ins, opt-outs, HELP requests, and customer service logs.

e. Derivative Data
IP addresses, browser type, device type, access times, and activity before/after using our site.

3. How We Use Information

We use your information to:

• Create, manage, and maintain your account

• Process transactions and send confirmations

• Deliver services, including credit tradeline reporting

• Communicate important updates and service alerts

• Send marketing messages (with your consent)

• Respond to customer support requests

• Conduct fraud prevention and legal compliance checks

4. SMS & Mobile Information Privacy

• No mobile information will be shared with third parties or affiliates for marketing/promotional purposes.

• Text messaging originator opt-in data and consent will not be shared with any third parties, except aggregators and providers of the Text Message services.

• All categories of information sharing exclude SMS opt-in data and consent.

Consent Categories

• Automated Reminders & Service-Based Messages: Appointment reminders, account updates, system notifications.

• Marketing & Promotional Messages: Offers, announcements, and promotions.

Message frequency varies. Message & data rates may apply. Reply STOP or OUT to opt out at any time. Reply HELP for assistance. Consent is not required as a condition of purchase.

5. Information Sharing

We only share information as necessary to provide our services.

• Everyday business purposes (account management, payment processing, credit bureau reporting, compliance) – Yes, and you cannot limit this sharing.

• Marketing our products/services – Yes, and you can opt out.

• With affiliates for service delivery (support, operations) – Yes, and you cannot limit this sharing.

• With affiliates for marketing – Yes, and you can opt out.

• With nonaffiliates for joint marketing – No, we do not share.

• With nonaffiliates for their own marketing – No, we do not share.

Credit Reporting:
We share certain business and credit-related information (such as business name, EIN, tradeline amount, and payment history) with Experian Business and SBFE solely for tradeline reporting.

6. Data Security

We use administrative, physical, and technical safeguards consistent with federal and state laws to protect your data. While no system is 100% secure, we maintain industry-standard measures to reduce risks of unauthorized access.

7. Children’s Privacy

Our services are not directed at children under 13, and we do not knowingly collect their data. If discovered, such information will be deleted promptly.

8. Your Privacy Rights

California Residents (CCPA/CPRA)
You have the right to:

• Know what personal information we collect and share

• Request deletion of your data

• Opt out of the “sale” or sharing of personal information

• Exercise these rights by emailing [email protected]

Nevada Residents
You may request to be added to our internal do-not-call list. Email [email protected] or call +1 (949)-596-3875. You may also contact the Nevada Attorney General’s office at 775-684-1100 or [email protected].

Other Jurisdictions
Depending on your location, you may have rights to access, correct, or delete personal data. Contact us to exercise these rights.

9. Complaint Escalation

If you believe your privacy rights have been violated, you may also file a complaint with:

• Federal Trade Commission (FTC): www.ftc.gov

• Consumer Financial Protection Bureau (CFPB): www.consumerfinance.gov

• Your State Attorney General’s Office

10. Definitions

• Affiliates: Companies under common ownership (including JPC Media Ventures LLC).

• Nonaffiliates: Third parties not under common ownership. We only share with nonaffiliates for legal or credit reporting purposes.

• Joint Marketing: A formal agreement between financial companies to market together. Prydenamic Digital does not participate in joint marketing.

11. Updates to This Policy

We may update this Privacy Policy periodically. The “Effective Date” reflects the latest revision. We encourage you to review this policy regularly.

12. Contact Us

Prydenamic Digital | JPC Media Ventures LLC
Email: [email protected]
Phone: +1 (949)-596-3875
Website: https://prydenamicleads.com